Conversation with a Financial Planner

Yesterday I met an insurance agent a financial planner. That was my second meeting with him. Again he explained almost everything that he had ever communicated to me in the previous meeting. It refreshed my brain on the concepts that he would like to imposed onto my belief system. He spoke fluently and delivered insightful lesson worth considering.

However I would like to highlight two points that I could not agree with:

1. Life without loan is possible.
Chinese man in my hometown (those that left China decades ago) believes that life with loan is bad. I personally thing such belief has brought those Chinese people in my hometown wealthy and being able to afford comfortable life. "Human tend to seek instant gratification"

2. Don't depend on insurance claim for your retirement
I belief from the case of "Lehman Bro", our generation has undergone a painful lesson that proved nothing is too big to fail. NO THING IS ABSOLUTE IN OUR MATERIAL WORLD

Lazy Saturday

I skipped my dragon boat training today. At first, I thought it would be good for me that I would have extra free time in the morning. In fact, NOT ENOUGH TIME had been something that I have been continuously complaining in the past few months.

However after waking up at 11AM this morning, I found the guilt of not being committed to the schedule and it almost drained my whole spirit away. I could really feel how disappointed my soul was at that point of time. It might sound too exaggerated to say that my energy was low due to the skipping action but that was what I felt at that moment.

Here are two possible reasons that, in my humble opinion, have caused such reaction:

1. I feel uncomfortable because of skipping my regular activities
I have been noticing this phenomena on myself. Although I used to say that I like to venture into new challenges, I can not lie to myself. I love regularity. The equation goes like this:

Regularity = comfortableness

In engineering term, Regularity has direct relationship to comfortableness, i.e. the more regular something is the more comfortable we are I am.

2. I feel bad about myself of neglecting my commitment
Despite the not-so-punctual attitude, I always try to fulfill my commitment as much as I can. For me, commitment is something absolute and definitely a must-to-deliver item. This may be the reason why I tend to reduce my involvement in many occasion. I prefer not taking part to not being able to produce good deliverable.


Personally, I hope the second reason was the caused of this morning feeling... and I would like to share this lesson:

1. skipping your activities would not always give you extra time and it seems to me, based on this experience, the problem is not on the limited time available but on my ability to commit myself to whatever I have planned to accomplish

2. Completing one target will boost your energy for the next target.

The contagious human energy

It was almost 2AM (Singapore time) and I was about to sleep when the incident happened.

To be brief, a friend of mine argued with me on email forwarding issue. I was trying to explain to "my dearest friend" that by forwarding the email, one was exposing her friends to the spammer. However "the friend" argued that those email was not harmful in anyway and advised me to delete them if it was too irritating. I was shock with such treatment.

First of all, I did not communicate that the email was irritating. Instead, I was actually trying to explain to her what the email was trying to achieve. The purpose of such email scam was to let the attached party (the originator) to create a list of email addresses. The list might be sold to a company and we would start getting spam in our inbox.

I could feel the anger in the words that came out from my friend. The anger slowly bites me and try to infect my "normalized" energy. I felt uncomfortable talking with the person that time as the negative energy of the individual tried to invade my balanced condition.

Upon realizing such situation, there is no point of explaining anything to the person. I put my best effort to let her ego win and disrupt the communication with a thankful expression.

I hope "my particular friend" has the chance to understand what had happened during that five minutes communication. I have no intention to insult or belittle the person but I think it is unwise to let your emotion rule offer you and not being open to the truth.

Conclusion: Both positive and negative energy is contagious. Being able to mingle around people with positive and open mindset enhance our life quality

What a beautiful gift from God it was

taken from my N90 phone